Four documents. We have tried to write them the way we talk, because a policy nobody reads protects nobody. Each was last updated on 24 August 2026.
Disclaimer
What our work is and what it is not. Spiritual guidance, coaching, and counsel from two ordained people, and why it is not psychotherapy.
Privacy Policy
What we collect, why, who sees it, and how long we keep it. We do not sell your information.
Terms & Conditions
The agreement between you and the company. Purchases, our material, conduct, and how we settle a disagreement.
Refund & Cancellation Policy
Cancellation terms for everything we sell, from a download to a retreat.
If something here is unclear, or reads as though it were written by a machine rather than by us, please tell us. Write to mp@michaelandpenny.com and we will fix it.